Habitat for Humanity accepting applications for its next house |
January 17, 2016 |
Boundary
County Habitat for Humanity has been building
affordable housing in Boundary County since 1994
and is now accepting applications for the
program's tenth house to be constructed.
Applicants may be a family or single parent, and
must have a need for decent and better housing.
Housing needs that require remedy might include,
for example, inadequate plumbing or wiring,
severe structural problems, overcrowding and/or
unsafe living conditions. The Habitat for Humanity program offers no-interest mortgages to families who do not qualify for a conventional bank loan. Some of the requirements for an applicant is that they be a United States citizen, reside in Boundary County for at least one year, and have steady employment. Monthly payments are typically $400.00-$600.00 and include taxes and insurance, although these payments are subject to change. Credit and criminal background checks are required, but any past histories are taken into consideration. Every new homeowner contributes sweat equity towards the building of their new house, either 500 hours for a couple or 300 hours for a single parent. There are many aspects where these hours can be met, and family and friends can help. Also, a down payment of $800.00 is required which can be paid over a period of one year. Habitat for Humanity houses are built almost entirely by volunteers from Boundary County, and many building materials are donated which helps to keep construction costs down. Boundary County Habitat for Humanity is always looking to purchase materials locally. It generally takes 12 to 18 months to build a Habitat house. Applications are available at Bonners Books on Main Street in Bonners Ferry. The deadline to submit an application is February 15, 2016. All information is kept confidential. If you have questions or would like to have an application mailed, please contact Greg at 208-267-5677. To learn more, please visit our web site at www.bchfh.org. |